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8 Principles of Investing for Beginners

8 Principles of Investing for Beginners and Beyond

Principles of Investing To start, there are no investment hacks and shortcuts. Investing requires time, research, and maintenance. Effort? Depends on the instrument. For instance, some asset classes might require more vigilance while others could mostly be a ‘buy and wait for maturity’ affair. Nonetheless, there is no instant fix …

Ultimate Guide: Investing During a Recession [2020]

(2020) Ultimate Guide: Investing During a Recession

Investing during a recession: COVID-19 has brought global economic activities to a near standstill, Singapore included. While effects of the pandemic have proven to be severe, with subsequent repercussions being difficult to predict, it is important to not disregard the opportunities that it can bring for some sectors. Investors should …

SME Grants Singapore: The Definitive Guide [2020]

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SME Grants Singapore: This is a complete guide to SME grants in Singapore in 2020. Readers can expect to gain a solid understanding of what qualifies as an SME, as well as various grants available locally. In light of COVID-19, pandemic-specific grants will also be explored. Lastly, actionable steps on …

How Diversification Can Help to Minimise Risks in P2P Lending

Investment Diversification

One of the largest risks in investing in a P2P lending platform like Funding Societies is the risk of a SME defaulting. Portfolio diversification by the means of investing into a good mix of deals on the platform could help investors to minimise this risk. For business term investments, a …

An Overview of P2P Lending in Singapore

An Overview of P2P Lending in Singapore

Peer-to-Peer or more commonly known as P2P lending started in the US and UK slightly over a decade ago in 2005, and has since taken the world by storm. Its global value is expected to hit an astounding USD1,000 billion by 2050. In recent years, this form of alternative lending …

Funding Societies Review:
5 Years and S$1.4b in SME Financing later

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And our renewed commitment to the local business community in future Let’s review Funding Societies: This month we turn 5 years old! From a wide-eyed newbie who burst onto the lending scene and quickly disbursed our first crowdfunded loan in 2015, to an experienced digital financing platform who is now …

Investing into Property-backed Secured Investment

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Debt crowdfunding, commonly known as peer-to-peer (P2P) lending is an investment concept where individuals & institutions together invest in loans to SMEs and earn returns in the form of interests. Launched over 1.5 years ago after Business Term Loan Investment and Invoice Financing Investment, the Property-Backed Secured Investment provides a …

Digital Financing Timely in a Period of Physical Isolation

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The number of COVID-19 cases in Singapore has been on the rise. As of 6 April 2020, there have been over 1,300 cases, with 25 of the patients in critical condition. Singapore’s economy has contracted by 2.2% in Q1 as a result of the virus, with the construction and services …

Singapore’s E-Payment Roadmap

singapore e-payment roadmap

Singapore’s E-payment Roadmap: Electronic payments (e-payments) are a convenient alternative to the use of cash and cheque as payment modes. Not only do they offer consumers like you and I a swift and efficient way to pay, they also help businesses enhance productivity. Cash and cheques cost the economy is …

Drivers of ASEAN’s Fintech Landscape

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According to UOB’s report on the State of Fintech in ASEAN, Singapore takes the lion’s share of fintechs in the region, at 39%. In Singapore alone, fintech investments crossed the billion-dollar mark, a figure that the Monetary Authority of Singapore (MAS) has set for 2019 but has achieved within the …