How to Manage Your Working Capital During Peak Season

Working Capital Seasonality

How do you manage your working capital if your business is impacted by seasons? If you manage a seasonal business, you would concur that peak seasons can be quite overwhelming due to the sheer amount of work that is required. However, if you are able to plan and anticipate for …

Why (We Think) Millennials love Alternative Investments

Millennial

Millennials are the first generation to grow up with the internet. They are born after 1982 and before 2004 and they are used to relying heavily on the internet and digital technologies to do almost everything including online shopping via Qoo10, Amazon and Taobao, listening to music and watching media …

Debt vs Equity Crowdfunding

Equity Crowdfunding

Let’s say you’re a small business. You’re doing great, you’re turning a profit, but the bank just won’t give you the loan you need to expand the business. Does this sound like you? Well, the good news is that there are two alternative finance routes you can go down – …

What is an Escrow? How does it work?

Escrow

When conducting important transactions that involve numerous intricacies, it is essential that safeguarding measures are in place to protect the interests of both parties. One efficient and common approach is none other than utilising an escrow account. What exactly is an escrow account? Now what exactly does escrow imply, and …

An Overview of P2P Lending in Singapore

Peer-to-Peer (P2P) lending started in the US and UK slightly over a decade ago in 2005, and has since taken the world by storm. Its global value is expected to hit an astounding USD1,000 billion by 2050. In recent years, this form of alternative lending has been experiencing a steady shift …

Why Businesses Should Not Be Reluctant to Talk About Debt

Business owner pulling a heavy debt sign

In many cultures across Southeast Asia, it is common for debt to be thought of as a taboo. A common assumption made is that only people who spend irresponsibly take on debt. Traditional businesses owners, similarly strive for a debt-free business. However, there are many reasons why taking on loans …

Understanding the Loan Fact Sheet

Understanding the Loan Fact sheet from Funding Societies

Investors on our platform are provided fact sheets for each and every crowdfunding opportunity. The fact sheet provides all the pertinent information with regards to the investment opportunity. Funding Societies provides a risk-based assessment of the SME’s creditworthiness; based on the company’s business model, financials, directors’ credit scores, and its …

Why a Loan Default Does Not Mean a 100% Principal Wipeout

Why a Loan Default Does Not Mean a 100% Principal Wipeout

This blog post is contributed by CrowdFund Talks user, Bendahara. Bendahara is an avid user of our forum and describes himself as an ex-banker. He invests on the Funding Societies platform. In this guest post, he addresses two questions most often asked by investors on defaults and why a loan …

Introducing CrowdFund Talks, A Community for Savvy and Discerning Investors

CrowdfundTalks

There are many forums out there but few that focus on investments in crowdfunding and alternative investments. CrowdFund Talks is Funding Societies’ very own community page. We are firm believers of the collective wisdom of the crowds (after all, we’re a crowdfunding platform!) and are motivated to create a platform …