5 Personal Finance Tips for Fresh Graduates

5 Personal Finance Tips for Fresh Graduates

Congratulations on becoming a citizen of the world (and jumping headfast into personal finance for adulthood)! After countless nights of hitting the books and the library becoming your second home, you have finally graduated from the journey of formal education. We don’t mean to burst your bubble but here is …

How to Invest in Singapore

How to invest in Singapore with $100

Investing is one of the many important components in personal finance and educating oneself on it could bring you one step closer towards your financial goals. You may have come across some financial blogs online or simply had a chat with your friend. Whichever the case, do bear in mind …

9 Principles of Investing for Beginners

8 Principles of Investing for Beginners and Beyond

To start, there are no investment hacks and shortcuts. Investing requires time, research, and maintenance. Effort? Depends on the instrument. For instance, some asset classes might require more vigilance while others could mostly be a ‘buy and wait for maturity’ affair. Nonetheless, there is no instant fix to get you …

7 Types of Alternative Investments

Alternative Investments

“Either make your money work for you or you will always have to work for your money” – Marshall Sylver. Whether it’s long-term financial security you are after or having some spare cash for a rainy day, you should consider to start investing – and better sooner than later. Here …

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How to Manage Your Investment Portfolio Like a Pro

How to Manage Your Investment Portfolio Like a Pro

Tips to managing your investment portfolio Managing an investment portfolio is a lot like managing a business. With a disciplined, patient, and proactive approach, you may preserve your wealth while attaining financial independence. Your investment strategies might differ, but you can bear in mind some principles that are consistent at …

Top Financial Blogs in Singapore

topfinancialblog

Top Financial Blogs in Singapore If you like to keep up with the latest financial trends or like to read tips and tricks on how to stay on top of your financial plans, it will be absolutely essential for you to check out these financial blogs in Singapore! They provide …

A Singaporean’s Guide to P2P investments with Funding Societies

A Singaporean’s guide to P2P investments with Funding Societies

What is P2P investment? P2P investments or more commonly known as Peer-to-Peer (P2P) lending is a type of debt-based crowdfunding enabled by digital platforms that connect borrowers with investors  without going through a traditional financial intermediary such as a bank. This concept will see investors lending to borrowers (i.e. SMEs) …

How Diversification Can Help to Minimise Risks in P2P Lending

Investment Diversification

One of the largest risks in investing in a P2P lending platform like Funding Societies is the risk of a SME defaulting. Portfolio diversification by the means of investing into a good mix of deals on the platform could help investors to minimise this risk. For business term investments, a …

An Overview of P2P Lending in Singapore

An Overview of P2P Lending in Singapore

Peer-to-Peer or more commonly known as P2P lending started in the US and UK slightly over a decade ago in 2005, and has since taken the world by storm. Its global value is expected to hit an astounding USD1,000 billion by 2050. In recent years, this form of alternative lending …

Investing into Property-backed Secured Investment

PBSI2

Debt crowdfunding, commonly known as peer-to-peer (P2P) lending is an investment concept where individuals & institutions together invest in loans to SMEs and earn returns in the form of interests. Launched over 1.5 years ago after Business Term Loan Investment and Invoice Financing Investment, the Property-Backed Secured Investment provides a …