How To Maximise Your P2P Investments

By using the concept of compound interest, you can maximize your returns by reinvesting the repayments on your principal and/or loan listings on our platform with tenures between 1 to 12 months. Investors receive payments in monthly instalments or bullet repayments. You can, therefore, compound your returns by reinvesting the …

The 3 Fintech Apps you need on your mobile phone today

The 3 Fintech Apps you need on your mobile phone today

Keeping track of your personal finances and managing your budget used to mean tedious hours spent writing down every expense and adding up the numbers. With new technologies from these Fintechs, you can now accomplish those same tasks right in the palm of your hand at any time of the …

How Diversification Can Help to Minimise Risks in Peer-to-Peer Lending

A Guide to Financing Your Manufacturing Business

One of the largest risks in investing in a Peer-to-Peer lending platform like Funding Societies is the risk of a loan defaulting. Diversification can help to minimise this risk. For business term loans, a default is defined as a loan that has been unpaid for over 90 days. For invoice …

5 Types of Alternative Investments

Alternative Investments

Stocks and bonds are not the only things you may invest in. There is a range of alternative investments available which fits one’s investment profile, risk appetite and investment capital. What are alternative investments? Alternative investments refer to any investment which does not fall under the traditional umbrella of stocks, …

Why (We Think) Millennials love Alternative Investments

Why (We Think) Millennials love Alternative Investments

Millennials are the first generation to grow up with the internet. They are born after 1982 and before 2004 and they are used to relying heavily on the internet and digital technologies to do almost everything including online shopping via Qoo10, Amazon and Taobao, listening to music and watching media …

What is an Escrow? How does it work?

Funding Societies Escrow

When conducting important transactions that involve numerous intricacies, it is essential that safeguarding measures are in place to protect the interests of both parties. One efficient and common approach is none other than utilising an escrow account. What exactly is an escrow account? Now what exactly does escrow imply, and …

An Overview of P2P Lending in Singapore

An Overview of P2P Lending in Singapore

Peer-to-Peer (P2P) lending started in the US and UK slightly over a decade ago in 2005, and has since taken the world by storm. Its global value is expected to hit an astounding USD1,000 billion by 2050. In recent years, this form of alternative lending has been experiencing a steady shift …

Understanding the Loan Fact Sheet

Understanding the Loan Fact sheet from Funding Societies

Investors on our platform are provided fact sheets for each and every crowdfunding opportunity. The fact sheet provides all the pertinent information with regards to the investment opportunity. Funding Societies provides a risk-based assessment of the SME’s creditworthiness; based on the company’s business model, financials, directors’ credit scores, and its …

Why a Loan Default Does Not Mean a 100% Principal Wipeout

Why a Loan Default Does Not Mean a 100% Principal Wipeout

This blog post is contributed by CrowdFund Talks user, Bendahara. Bendahara is an avid user of our forum and describes himself as an ex-banker. He invests on the Funding Societies platform. In this guest post, he addresses two questions most often asked by investors on defaults and why a loan …

How To Become A Better Investor With Ray Dalio’s 5 Investing Principles

Learn how To Become A Better Investor With Ray Dalio’s 5 Investing Principles

Ray Dalio is the founder, Chairman and Chief Investment Officer of the world’s largest hedge fund Bridgewater Associates. According to an industry study, Bridgewater’s hedge fund has made more money for its investors than any other hedge fund ever. Having started Bridgewaters out of a two-bedroom apartment in New York …