SME Digital Financing Platform – What is Debt Investment?

SME Digital Financing Platform

SME Digital Financing Platform With 226,000 enterprises in Singapore in 2020, there is great demand in the market for business loans, ranging from short to long term loan preferences. However, many Small and Medium Enterprises (“SMEs“) have a brief operational or credit history, yet seek faster loan disbursement rates and …

How To Maximise Your Debt Investments

maximise p2p investments

Maximising your Debt Investments By using the concept of compound interest, you can maximize your returns by reinvesting the repayments from your investments. Investors receive repayments in the form of a monthly or bullet basis depending on the product invested. Therefore you can compound your returns by reinvesting the repayments …

5 Personal Finance Tips for Fresh Graduates

5 Personal Finance Tips for Fresh Graduates

Congratulations on becoming a citizen of the world (and jumping headfast into personal finance for adulthood)! After countless nights of hitting the books and the library becoming your second home, you have finally graduated from the journey of formal education. We don’t mean to burst your bubble but here is …

How to Invest in Singapore

How to invest in Singapore with $100

Investing is one of the many important components in personal finance and educating oneself on it could bring you one step closer towards your financial goals. You may have come across some financial blogs online or simply had a chat with your friend. Whichever the case, do bear in mind …

9 Principles of Investing for Beginners

8 Principles of Investing for Beginners and Beyond

To start, there are no investment hacks and shortcuts. Investing requires time, research, and maintenance. Effort? Depends on the instrument. For instance, some asset classes might require more vigilance while others could mostly be a ‘buy and wait for maturity’ affair. Nonetheless, there is no instant fix to get you …

7 Types of Alternative Investments

Alternative Investments

“Either make your money work for you or you will always have to work for your money” – Marshall Sylver. Whether it’s long-term financial security you are after or having some spare cash for a rainy day, you should consider to start investing – and better sooner than later. Here …

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How to Manage Your Investment Portfolio Like a Pro

How to Manage Your Investment Portfolio Like a Pro

Tips to managing your investment portfolio Managing an investment portfolio is a lot like managing a business. With a disciplined, patient, and proactive approach, you may preserve your wealth while attaining financial independence. Your investment strategies might differ, but you can bear in mind some principles that are consistent at …

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Top Financial Blogs in Singapore

topfinancialblog

Top Financial Blogs in Singapore If you like to keep up with the latest financial trends or like to read tips and tricks on how to stay on top of your financial plans, it will be absolutely essential for you to check out these financial blogs in Singapore! They provide …

A Singaporean’s Guide to Debt investments with Funding Societies

A Singaporean’s guide to P2P investments with Funding Societies

What is Debt investment? Debt investments is a type of debt-based funding enabled by digital platforms that connect borrowers with investors  without going through a traditional financial intermediary such as a bank. This concept will see investors lending to borrowers (i.e. SMEs) via the platform as a form of investment, …

How Diversification Can Help to Minimise Risks in Debt Investing

Investment Diversification

One of the largest risks in investing in a debt investment platform like Funding Societies is the risk of a SME defaulting. Portfolio diversification by the means of investing into a good mix of deals on the platform could help investors to minimise this risk. For business term investments, a …