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How to Manage Your Investment Portfolio Like a Pro

How to Manage Your Investment Portfolio Like a Pro

Tips to managing your investment portfolio Managing an investment portfolio is a lot like managing a business. With a disciplined, patient, and proactive approach, you can preserve and protect your wealth while attaining financial independence. Your investment strategies might differ, but you can bear in mind some principles that are …

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8 Principles of Investing for Beginners

8 Principles of Investing for Beginners and Beyond

Principles of Investing To start, there are no investment hacks and shortcuts. Investing requires time, research, and maintenance. Effort? Depends on the instrument. For instance, some asset classes might require more vigilance while others could mostly be a ‘buy and wait for maturity’ affair. Nonetheless, there is no instant fix …

How Diversification Can Help to Minimise Risks in P2P Lending

Investment Diversification

One of the largest risks in investing in a P2P lending platform like Funding Societies is the risk of a SME defaulting. Portfolio diversification by the means of investing into a good mix of deals on the platform could help investors to minimise this risk. For business term investments, a …

An Overview of P2P Lending in Singapore

An Overview of P2P Lending in Singapore

Peer-to-Peer or more commonly known as P2P lending started in the US and UK slightly over a decade ago in 2005, and has since taken the world by storm. Its global value is expected to hit an astounding USD1,000 billion by 2050. In recent years, this form of alternative lending …

Investing into Property-backed Secured Investment

PBSI2

Debt crowdfunding, commonly known as peer-to-peer (P2P) lending is an investment concept where individuals & institutions together invest in loans to SMEs and earn returns in the form of interests. Launched over 1.5 years ago after Business Term Loan Investment and Invoice Financing Investment, the Property-Backed Secured Investment provides a …

5 Ways to Get the Highest Personal Credit Score in Singapore

Credit Rating

How is your credit score calculated? More importantly, how do you make sure that it’s in the best shape possible? Understanding how your credit score in Singapore is assessed is key to being financially healthy. There will come a point in time in most Singaporeans’ lives when taking a bank loan …

What Your MBTI Type Says About Your Money Habits

Finance MBTI

Your personality influences the way you handle money – knowing your MBTI type could be the key to building good financial habits. Money is such an intricate part of our lives that we all have our own particular habits and rituals around it. However, where do these tendencies come from? …

What Should You Do If You Can’t Pay Your Credit Card Bill?

creditcard

While it’s not ideal to leave unpaid balances on your credit card, here are some simple steps to help you minimise debt caused by accrued credit card interest. Whether it’s because of a period of financial difficulty or due to a huge emergency expense, missing a credit card payment can happen …

How Age Changes the Way You Think About Money

age

Your perception and use of money will change with age. Here’s what you can expect as you enter your 20s, 30s, 40s and beyond. Why do many Singaporeans regret not saving money after a certain age? Why does budgeting become harder as you get older? One of the strange facts …

What Every Singaporean Should Know About Personal Finance Management

WhatEverySingaporeanShouldKnowAboutPersonalFinanceManagement

Personal finance may seem like a daunting subject if you are a young adult who has just started earning your first income. There are many foreign aspects of personal finance that you have to pick up, such as management of your CPF (Central Provident Fund), income tax payments, investments, etc. …