What Should You Do If You Can’t Pay Your Credit Card Bill?

While it’s not ideal to leave unpaid balances on your credit card, here are some simple steps to help you minimise debt caused by accrued credit card interest. Whether it’s because of a period of financial difficulty or due to a huge emergency expense, missing a credit card payment can happen …

How Age Changes the Way You Think About Money

Your perception and use of money will change with age. Here’s what you can expect as you enter your 20s, 30s, 40s and beyond. Why do many Singaporeans regret not saving money after a certain age? Why does budgeting become harder as you get older? One of the strange facts …

What Every Singaporean Should Know About Personal Finance Management

Personal finance may seem like a daunting subject if you are a young adult who has just started earning your first income. There are many foreign aspects of personal finance that you have to pick up, such as management of your CPF (Central Provident Fund), income tax payments, investments, etc. …

3 Interesting TEDTalks On Finance You Need To Watch

TEDTalks are influential videos on a wide variety of topics, launched by a media organisation, TED (Technology, Entertainment, Design), which operates on the tagline of “Ideas Worth Spreading”. Speakers are given a maximum of 18 minutes to share their perspective on a topic often through the medium of storytelling. They …

Tips on Managing Your Finances In Our Cashless Society

As the use of digital payments become more prevalent and our society slowly transforms into a cashless world, it has become increasingly difficult to manage our personal finances. This is due to financial abstraction, which is the notion that when money becomes more of an idea and less tangible, it …

5 Factors To Consider Before Investing In P2P

Peer-to-Peer (P2P) lending is a major source of alternative investments for investors looking to earn interest returns from financing business loans. It is often attractive to investors due to its higher interest rate returns and the autonomy investors have over which business they want to finance. However, as with every …

FinTech Apps to Boost Your Personal Finance Journey

Life in a fast-paced society such as Singapore means that we often have barely enough time to keep on top of our work, much less our finances. However, it is all too easy to slip into the black hole of overspending when you are not managing your finances. Hence, we’ve …

Top 7 Financial Blogs in Singapore

If you like to keep up with the latest financial trends or like to read tips and tricks on how to stay on top of your financial plans, it will be absolutely essential for you to check out these financial blogs in Singapore! They provide a rich source of insightful, …

5 Things You Should Not Do When Investing On P2P Platforms

Many investors may find Peer-to-Peer (P2P) investments attractive due to the benefits it provides such as higher interest rate returns and shorter tenors. However, first-time investors may find the process daunting especially if they are not yet familiar with the details of P2P investing. We have compiled a list of …

How Auto-Investing Fits Into A Busy Investors Strategy

Investing in crowdfunding campaigns can be quite exciting. Investors would get a notification on when a crowdfunding campaign starts. Investors would then log in at the precise moment at which the campaign starts and input their investment. However, this can be quite frustrating for some busy investors who do not …