It is no surprise the weather has become a little heavier, a little more humid, and a little more unbearable each day. The annual mean temperature in Singapore has increased from 26.9°C in 1980, to 28.0°C in 2020, according to the National Climate Change Secretariat. Air conditioning has now become …
How to score your financial goals with Budgeting
What is budgeting? Budgeting refers to the act of planning how you spend your money. Just as how Singapore sets aside budget to address various social issues for different groups of people, individuals like yourself can also allocate different amounts of money to different uses. How can budgeting help me …
Franchises In Singapore: How Much Does It Cost To Start? (2021)
Franchise opportunities can be a good way to start up your own business, but you may need to deal with stiff rules and high costs. Attracted to the idea of running a business, but can’t come up with a halfway decent business proposal even if your life depended on it? …
Beginner’s Guide To CPF Retirement Sums And How To Get There (2021)
Everything you need to know about the CPF Retirement Sum and ways you can reach these milestones a little faster. If you haven’t heard by now, Singaporeans turning 55 in 2021 are expected to have at least S$93,000 in their CPF savings (excluding Medisave) to meet the Basic Retirement Sum. …
6 ways you can reduce the cost of owning a car in Singapore
Owning a car in Singapore is costly – the most expensive in the world even. There has been estimations and assumptions that you’d need to be earning at least $7,500 a month to be able to afford a car in Singapore. That might not necessarily be true. There are ways to lower the costs of …
How To Maximise Your Debt Investments
Maximising your Debt Investments By using the concept of compound interest, you can maximize your returns by reinvesting the repayments from your investments. Investors receive repayments in the form of a monthly or bullet basis depending on the product invested. Therefore you can compound your returns by reinvesting the repayments …
Partnerships: The secret behind FinTechs serving SMEs better
Partnerships are gateways that equip fintechs with a more efficient and holistic capability to better serve SMEs. They are a tool to build and streamline fintechs’ internal processes as well as level the playing field in the competitive and rapidly evolving fintech landscape. We know that partnerships are the way …
3 things SMEs need to know about Virtual Credit Cards
Virtual Credit Cards for businesses have been on the rise globally. Accenture projects virtual card spend to grow to US$355 billion by 2022, up from US$136 billion in 2017, marking a 21% compound annual growth rate (CAGR). Further to that, Juniper Research found that business-to-business (B2B) virtual cards will account …
How Much Should You Pay For A Home Renovation In Singapore?
With the high levels of home ownership, undertaking a home renovation is a rite of passage for most Singaporeans. In fact, there’s a high chance home renovation will rank among the top 5 expenditures in your lifetime. So how much should you expect to spend on your home renovation? What …
10 things to do in Singapore with just $20
Running out of things to do in Singapore? About three-quarters of adult Singaporeans, or 2.2 million people, have not used their SingapoRediscovers vouchers which expires on 31st December. Here are 10 cheap things that you can do in Singapore with $20 or under, many of which are redeemable with the …