FinTech Apps To Boost Your Personal Finance Journey

Life in a fast-paced society such as Singapore means that we often have barely enough time to keep on top of our work, much less our finances. However, it is all too easy to slip into the black hole of overspending when you are not managing your finances. Hence, we’ve compiled a list of FinTech Apps that you can use to simplify your personal finance journey!

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Seedly: Track your expenditures

Seedly is a budgeting app that allows its users to sync their financial accounts and better manage their cash-flow. It’s a minimalist and easy-to-use app that you can use to track your different types of expenditure (e.g. shopping, travels, etc.) as well as set a budget for yourself in each category. As it is synced to your bank accounts and you can easily classify your spending, it helps you save time on manually recording every purchase and also provides an overview of your spending and savings at the end of every month. Truly, it lives up to its motto of helping people “Save Time, Spend Smart”.

YouTrip: Multi-Currency Wallet

YouTrip is a physical card and e-wallet app that allows you to make payments overseas without incurring extra fees for transactions or currency conversions. Positioning itself as a truly global mobile wallet, it boasts the features of an in-app money changer for 10 currencies, instant transaction notifications to help you track your expenses, an option to lock and unlock your card at the touch of a button to protect it against fraudulent transactions, etc. Although it does not allow you to withdraw the money inputted into the card, you can use the remaining money in your YouTrip card after your overseas trip as an EZ-Link card to pay for your MRT transactions. Hence, if you are looking for a way to better manage as well as ensure the safety of your overseas expenditures, you can consider getting a YouTrip card!

Blockfolio: Crypto Tracker App

Blockfolio is a crypto tracker app that helps you keep up with your cryptocurrency investments at the click of a button. If you are an investor that faces the problems of having to log into multiple different accounts to check the balances of your various crypto wallets, Blockfolio will help you simplify this process by storing all your data in one centralised location and track your portfolio value across the different currencies. It also holds many special features such as notifications when a coin reaches a specified valuation or is losing value, filters to only view coin data that you have invested in, and many more.

Funding Societies: Invest On-The-Go

Funding Societies is a mobile investment app that enables you to sign-up, invest and track your investments all from the palm of your hand. As one of Southeast Asia’s biggest Peer-to-Peer (P2P) lending platform that is licensed by the Monetary Authority of Singapore (MAS), Funding Societies connects individual investors with SMEs in need of financing. It enables investors to receive phone notifications on investment opportunities, assess and choose the SMEs they want to finance and earn interest returns on their investments. If you are new to investments or are looking to diversify your portfolio, Funding Societies’ simple and intuitive mobile app (Google Play / iOS App Store) will be a great place to start investing from as little as $20!

Finance management does not have to be a dauntingly complicated process. In this digital age, there are many tools and applications that you can incorporate into your life to make it easier for you to manage your finances. So what are you waiting for? Try out one of the applications now!

Disclaimer: The contents herein should not be construed as a professional, business or investment advice as it is purely for general information and educational purposes only and is not a substitute for professional advice. Our Terms and Conditions apply.