Tips to managing your investment portfolio Managing an investment portfolio is a lot like managing a business. With a disciplined, patient, and proactive approach, you may preserve your wealth while attaining financial independence. Your investment strategies might differ, but you can bear in mind some principles that are consistent at …
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Top Financial Blogs in Singapore
Top Financial Blogs in Singapore If you like to keep up with the latest financial trends or like to read tips and tricks on how to stay on top of your financial plans, it will be absolutely essential for you to check out these financial blogs in Singapore! They provide …
A Singaporean’s Guide to Debt investments with Funding Societies
What is Debt investment? Debt investments is a type of debt-based funding enabled by digital platforms that connect borrowers with investors without going through a traditional financial intermediary such as a bank. This concept will see investors lending to borrowers (i.e. SMEs) via the platform as a form of investment, …
How Diversification Can Help to Minimise Risks in Debt Investing
One of the largest risks in investing in a debt investment platform like Funding Societies is the risk of a SME defaulting. Portfolio diversification by the means of investing into a good mix of deals on the platform could help investors to minimise this risk. For business term investments, a …
An Overview of Debt Investing in Singapore
Debt investing started in the US and UK slightly over a decade ago in 2005, and has since taken the world by storm. Its global value is expected to hit an astounding USD1,000 billion by 2050. In recent years, this form of alternative lending has been experiencing a steady shift …
Investing into Property-backed Secured Investment
Debt crowdfunding, commonly known as peer-to-peer (P2P) lending is an investment concept where individuals & institutions together invest in loans to SMEs and earn returns in the form of interests. Launched over 1.5 years ago after Business Term Loan Investment and Invoice Financing Investment, the Property-Backed Secured Investment provides a …
5 Ways to Get the Highest Personal Credit Score in Singapore
How is your credit score calculated? More importantly, how do you make sure that it’s in the best shape possible? Understanding how your credit score in Singapore is assessed is key to being financially healthy. There will come a point in time in most Singaporeans’ lives when taking a bank loan …
What Your MBTI Type Says About Your Money Habits
Your personality influences the way you handle money – knowing your MBTI type could be the key to building good financial habits. Money is such an intricate part of our lives that we all have our own particular habits and rituals around it. However, where do these tendencies come from? …
What Should You Do If You Can’t Pay Your Credit Card Bill?
While it’s not ideal to leave unpaid balances on your credit card, here are some simple steps to help you minimise debt caused by accrued credit card interest. Whether it’s because of a period of financial difficulty or due to a huge emergency expense, missing a credit card payment can happen …
How Age Changes the Way You Think About Money
Your perception and use of money will change with age. Here’s what you can expect as you enter your 20s, 30s, 40s and beyond. Why do many Singaporeans regret not saving money after a certain age? Why does budgeting become harder as you get older? One of the strange facts …