How Diversification Can Help to Minimise Risks in P2P Lending

Investment Diversification

One of the largest risks in investing in a P2P lending platform like Funding Societies is the risk of a SME defaulting. Portfolio diversification by the means of investing into a good mix of deals on the platform could help investors to minimise this risk. For business term investments, a …

Investing into Property-backed Secured Investment

PBSI2

Debt crowdfunding, commonly known as peer-to-peer (P2P) lending is an investment concept where individuals & institutions together invest in loans to SMEs and earn returns in the form of interests. Launched over 1.5 years ago after Business Term Loan Investment and Invoice Financing Investment, the Property-Backed Secured Investment provides a …

5 Things You Should Not Do When Investing On P2P Platforms

5 things you should not do when investing on P2P platforms

Many investors may find Peer-to-Peer (P2P) investments attractive due to the benefits it provides such as higher interest rate returns and shorter tenors. However, first-time investors may find the process daunting especially if they are not yet familiar with the details of P2P investing. We have compiled a list of …

How Auto-Investing Fits Into A Busy Investors Strategy

How Auto Invests Fits Into A Busiy Investors Strategy

Investing in crowdfunding campaigns can be quite exciting. Investors would get a notification on when a crowdfunding campaign starts. Investors would then log in at the precise moment at which the campaign starts and input their investment. However, this can be quite frustrating for some busy investors who do not …

What is NPS and Why it Matters to You

NPS Score

Here at Funding Societies your investment journey matters greatly to us, and we are always keen to receive your feedback and suggestions to enhance your experience. What is NPS? One of the tools we use to capture your level of satisfaction is the Net Promoter Score (NPS) which gauges the …

Step-By-Step Guide to Investing With Funding Societies in 2019

Step by step guide to investing with Funding Societies

Are you interested to start investing in SMEs with us but have no idea how to start? We have created a step-by-step guide to facilitate your sign up process. Step 1: Create your profile on our sign up page. Step 2: Upload a scanned copy of the relevant documents for investor …

Top 5 Investment Articles that You Should Read

Our Top 5 Investment Articles in 2018

2018 has been a big year for Funding Societies – as we successfully crowdfunded over S$300m of SME loans across the region with investors like you! As we wrap up the year, here is a list of our top 5 investment-related articles in 2018 that you may find useful, covering …

How To Maximise Your P2P Investments

maximise p2p investments

Maximising your P2P Investments By using the concept of compound interest, you can maximize your returns by reinvesting the repayments from your investments. Investors receive repayments in the form of a monthly or bullet basis depending on the product invested. Therefore you can compound your returns by reinvesting the repayments …

What is an Escrow? How does it work?

Funding Societies Escrow

When conducting important transactions that involve numerous intricacies, it is essential that safeguarding measures are in place to protect the interests of both parties. One efficient and common approach is none other than utilising an escrow account. What exactly is an escrow account? Now what exactly does escrow imply, and …

Understanding the Loan Fact Sheet

Understanding the Loan Fact sheet from Funding Societies

Investors on our platform are provided fact sheets for each and every crowdfunding opportunity. The fact sheet provides all the pertinent information with regards to the investment opportunity. Funding Societies provides a risk-based assessment of the SME’s creditworthiness; based on the company’s business model, financials, directors’ credit scores, and its …