Step-By-Step Guide to Investing With Funding Societies in 2019

Step by step guide to investing with Funding Societies

Are you interested to start investing in SMEs with us but have no idea how to start? We have created a step-by-step guide to facilitate your sign up process. Step 1: Create your profile on our sign up page. Step 2: Upload a scanned copy of the relevant documents for investor …

Top 5 Investment Articles that You Should Read

2018 has been a big year for Funding Societies – as we successfully crowdfunded over S$300m of SME loans across the region with investors like you! As we wrap up the year, here is a list of our top 5 investment-related articles in 2018 that you may find useful, covering …

How To Maximise Your P2P Investments

By using the concept of compound interest, you can maximize your returns by reinvesting the repayments on your principal and/or loan listings on our platform with tenures between 1 to 12 months. Investors receive payments in monthly instalments or bullet repayments. You can, therefore, compound your returns by reinvesting the …

How Diversification Can Help to Minimise Risks in Peer-to-Peer Lending

A Guide to Financing Your Manufacturing Business

One of the largest risks in investing in a Peer-to-Peer lending platform like Funding Societies is the risk of a loan defaulting. Diversification can help to minimise this risk. For business term loans, a default is defined as a loan that has been unpaid for over 90 days. For invoice …

What is an Escrow? How does it work?

Funding Societies Escrow

When conducting important transactions that involve numerous intricacies, it is essential that safeguarding measures are in place to protect the interests of both parties. One efficient and common approach is none other than utilising an escrow account. What exactly is an escrow account? Now what exactly does escrow imply, and …

Understanding the Loan Fact Sheet

Understanding the Loan Fact sheet from Funding Societies

Investors on our platform are provided fact sheets for each and every crowdfunding opportunity. The fact sheet provides all the pertinent information with regards to the investment opportunity. Funding Societies provides a risk-based assessment of the SME’s creditworthiness; based on the company’s business model, financials, directors’ credit scores, and its …

Why a Loan Default Does Not Mean a 100% Principal Wipeout

Why a Loan Default Does Not Mean a 100% Principal Wipeout

This blog post is contributed by CrowdFund Talks user, Bendahara. Bendahara is an avid user of our forum and describes himself as an ex-banker. He invests on the Funding Societies platform. In this guest post, he addresses two questions most often asked by investors on defaults and why a loan …

4 Things You Can Expect When Investing with Funding Societies

4 Things You Can Expect When Investing with Funding Societies

Peer-to-peer lending, or P2P lending, utilizes technology and big data to connect investors and small and medium-sized enterprises (SMEs) looking for business funding. To investors, it can function as an alternative investment that gives them an opportunity to earn passive income by financing business loans for SMEs. In Southeast Asia, …

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Auto-Invest: Why you should allocate your capital here

Crowdfunding cat meme

Ever had moments where you would camp in front of your desktop or mobile screen at 11:58am, standing by during the last two minutes before a crowdfunding campaign opens at 12pm? You don’t need to do that, because there is Auto-Invest for our investors. What is Auto-Invest? Auto-Invest is a …

Investing into Property-backed Secured Crowdfunding

Funding Societies Property-backed Secured Loans

Debt crowdfunding is a concept where borrowers (usually SMEs) approach a crowdfunding platform for loans funded by a pool of investors. Investors earn interest, paid by borrowers, as returns on their investment. Investments are open to individuals as well as corporations and institutions with a minimum amount as low as SGD …