Understanding the Loan Fact Sheet

Understanding the Loan Fact sheet from Funding Societies

Investors on our platform are provided fact sheets for each and every crowdfunding opportunity. The fact sheet provides all the pertinent information with regards to the investment opportunity. Funding Societies provides a risk-based assessment of the SME’s creditworthiness; based on the company’s business model, financials, directors’ credit scores, and its …

Why a Loan Default Does Not Mean a 100% Principal Wipeout

Why a Loan Default Does Not Mean a 100% Principal Wipeout

This blog post is contributed by CrowdFund Talks user, Bendahara. Bendahara is an avid user of our forum and describes himself as an ex-banker. He invests on the Funding Societies platform. In this guest post, he addresses two questions most often asked by investors on defaults and why a loan …

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Auto-Invest: Why you should allocate your capital here

Crowdfunding cat meme

Ever had moments where you would camp in front of your desktop or mobile screen at 11:58am, standing by during the last two minutes before a crowdfunding campaign opens at 12pm? You don’t need to do that, because there is Auto-Invest for our investors. What is Auto-Invest? Auto-Invest is a …

Investing in Invoice Financing vs Term Loans

Investing in Invoice Financing vs Term Loans at Funding Societies

Some of our investors may have already heard of our new product – Invoice Financing. We hope that this post will help to answer some of the FAQs regarding investing in invoice financing and dispel any confusion. Q: What is invoice financing? Invoice financing is a loan product where sellers …

Good Deeds Paid Off for Withdrawal of Loan

At Funding Societies, safe growth is more important than fast growth.

As you are aware, Funding Societies takes credit assessment and defaults very seriously. To us, safe growth is more important than fast growth. This is evident from our default rate of 1.8% (as of June 2016), which is much lower than that of comparable platforms. It is a principle shared …